This Privacy Policy explains how Simple Finance Tracker ("we", "us", or "the Service") handles information when you use our mobile application, website, and related support services in the United States or Canada.
Information we collect
Account information
When you sign in, we receive identifiers and profile information from the authentication provider, such as your name, email address, and account ID.
Connected-bank and financial information
When you choose to connect a bank through Plaid, we receive information made available for the accounts you select. This may include institution and account metadata, masked account identifiers, balances, transaction history, merchant information, amounts, dates, and transaction categories. We do not ask you to provide bank usernames or passwords to us.
Information you create
We store profiles, profile types, account labels, category selections, transaction notes or titles, categorization rules, preferences, and other choices you make while organizing your finances.
Subscription information
RevenueCat and the applicable app store process subscription transactions. We receive subscription status, product and entitlement identifiers, purchase history, renewal status, and customer identifiers. We do not receive your complete payment card details from the app store.
Support and technical information
If you contact support, we collect the information in your request and the email address used to contact us. Our systems may also process request, security, synchronization, and error information needed to operate and protect the Service.
How we use information
- Authenticate your account and maintain your session.
- Connect selected banks and synchronize accounts and transactions.
- Organize financial activity into profiles and categories.
- Apply rules and generate personalized summaries or insights.
- Confirm subscription access and restore purchases.
- Secure, troubleshoot, maintain, and improve the Service.
- Respond to support, privacy, and account-deletion requests.
- Meet legal obligations and enforce our terms.
Service providers
We use service providers to operate specific parts of the Service. These providers process information under their own terms and privacy commitments:
- Google Firebase for authentication and backend infrastructure.
- Plaid for bank connectivity and financial-data access authorized by you.
- RevenueCat for subscription entitlement management.
- Neon for managed database infrastructure.
- Cloudflare for hosting and delivering this public website.
- Apple or Google for app distribution and subscription billing.
We do not sell your personal information. We do not use your financial information for third-party advertising or cross-company advertising tracking.
Data retention
We retain information while your account is active and as needed to provide the Service. When you delete your account, we initiate deletion of associated app data and connected-bank access. Limited information may be retained when required by law or reasonably necessary for security, fraud prevention, dispute resolution, or enforcement.
Security
We use administrative, technical, and organizational safeguards intended to protect information. These include encrypted network connections, access controls, authenticated requests, and restricted access to service credentials. No method of storage or transmission is completely secure.
Your choices and rights
Depending on where you live, you may have rights to:
- Access or correct certain personal information.
- Disconnect a bank or revoke access through supported controls.
- Request deletion of your account and associated information.
- Withdraw consent where processing relies on consent.
- Raise a concern with an applicable privacy regulator.
You can delete your account inside the app or review ouraccount-deletion instructions. Store subscriptions must be managed separately through Apple or Google.
Children
The Service is not directed to children under 13, and we do not knowingly collect personal information from children under 13. The financial and subscription features are intended for people able to enter the applicable agreements in their jurisdiction.
International processing
Information may be processed in the United States, Canada, or other locations where our service providers operate. We use providers and safeguards appropriate to the services they perform.
Changes to this policy
We may update this policy as the Service or legal requirements change. We will post the revised policy here and update its effective date.
Contact us
For privacy questions or requests, emailsupport@techforgeinnovate.com.